Financial Literacy Resources

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Know Your Credit

Good credit can open doors to buying a home or a car, but credit can also come with some risks if you do not understand the specific terms and conditions or abuse your power to make purchases with credit.

Before you obtain a credit card it is extremely important to weigh the benefits and the risks to make sure it is in your best interest to do so.

Benefits Risks
Helps in emergencies High fees
Convenient High interest rates
Easy for internet purchases Short or no grace period
Required for car rental Leads to impulse purchases
Safer than carrying cash Can lead to bad credit if not used properly
Possible travel & cash back rewards Confusing credit terms

Financial Literacy Resources


Financial Aid Answers 24/7

The Johns Hopkins financial aid video portal offers financial aid videos in English, Spanish and Chinese.

Financial Fitness for Johns Hopkins Students

This website offers students financial planning tools and resources in various formats, such as workshops, webinars, courses, podcasts, and online exercises.