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Johns Hopkins School Of Medicine

Office of Financial Aid

Graduate Students

students in a classroom

Graduate students enrolled in a degree granting program are eligible for federal student loans through the Department of Education.   Institutional scholarship funding is not available through the School of Medicine Financial Aid Office.  You may check with your graduate department for any scholarship opportunities.

To qualify for federal loans, students are required to complete the federal financial aid application FAFSA to determine aid eligibility.  (Note: International students are not eligible for federal aid).  Graduate students are considered independent for the federal Title IV programs. Income information for the student and/or spouse must be provided on the application to determine the financial status of the student.   

You may click on the specific loan below for more information and processing requirements.  New students will be notified beginning in May of their award eligibility for the coming academic year. 

  • Federal Direct Stafford Loan -- Unsubsidized
    • Maximum yearly award amount - $20,500
    • Interest rate determined by June of each award year
    • Must be enrolled at least half-time
       
  • Federal Direct GradPlus Loan (for borrowers prior to June 30, 2026 who meet the program legacy requirements)  
    • May borrow up to the cost of attendance minus any other aid or resources
    • Credit check required
    • Interest rate determined by June of each award year
    • Must be enrolled at least half-time
  • Private Student Loans

We're here to help you navigate the changing landscape. Starting with the 2026–2027 academic year, Graduate PLUS Loans are no longer available to new borrowers.
That means private loans may play a bigger role for many students—and we want to make sure you have the tools to make informed choices.

           See Lenders JHU Students Have Used →

This list shows lenders who have historically worked with Johns Hopkins students. It's a starting point for your research—not a recommendation. You're welcome to use any lender you choose.

A few tips as you explore:

  •       Start with federal loans first ($20,500 maximum Unsubsidized Federal Direct Student Loan)
  •       Compare multiple lenders—rates and terms vary

For more information about changes to Federal Student Aid in 2026-2027, visit our One Big Beautiful Bill Act FAQ page.

Graduate Student Financial Aid Application Instructions

Note: Students must maintain Satisfactory Academic Progress (SAP) for Financial Aid to be eligible for and to continue to receive federal financial aid.