For many older adults, retirement may be a time to pursue personal interests, travel, volunteer, spend time with friends and family, or just relax. Of course, a dream retirement isn’t a given. A lot of planning is required to ensure your financial health. If possible, retirement planning should begin decades before you need it, even starting in in your 20s. But even if you are behind where you want to be, it’s never too late to make a plan. Speak with a financial advisor about how you can financially maximize your last years in the workforce to have as secure a retirement as possible.