The Rev. Ruth Kulkarni, M.A., is an ordained American Baptist minister and Licensed Clinical Social Worker. She serves on the pastoral staff of Calvary Baptist Church, in Towson, Maryland. Prior to coming to Baltimore, she did family and individual counseling at Family Guidance, a private non-profit agency in Princeton, New Jersey.
Rev. Kulkarni earned the bachelor of arts in psychology from Eastern College in St. David’s, Pennsylvania; a master of social work from Rutgers University in New Brunswick, New Jersey; and a master of arts in church ministries at The Ecumenical Institute of Theology at St. Mary’s Seminary and University in Baltimore. She has served as a chaplain since she completed her CPE residency at Johns Hopkins in 2004.