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SOM Graduate Student Benefits
Health Benefits through UHS
Full-time, active students have access to UHS, regardless of enrollment in the Student Health Program (SHP) insurance. There is no charge for clinic visits for adult primary care and adult outpatient mental health services. However, additional services such as labs, x-rays, and medications will be billed to your health insurance.
Access to UHS services ceases upon graduation or completion of your fellowship or trainee appointment, so you and your covered spouse/same-sex domestic partner should begin to make arrangements to establish with a non-UHS provider for primary care and mental health needs at least 90 days prior to graduation. Participants in COBRA Student Health Program are not eligible to use UHS services.
All Ph.D. and master’s degree students, their spouses and dependent children must be covered by health insurance. Same-sex domestic partners are also eligible to enroll in the Student Health Program (SHP) insurance. Enrollment must take place within 30 days of registration. Changes in enrollment can be made during the open enrollment period or as a result of a qualified “life event” provided application is made within 30 days of the qualifying event. Foreign or travelers insurance is not accepted.
Ph.D. students: Ph.D. students must enroll in the SHP. Students may waive coverage for their spouses and dependent children if they are covered by an alternative plan which meets minimum standards established by the School of Medicine.
Master’s students: Students, spouses and dependent children must enroll in the SHP unless they are covered by an alternative plan which meets minimum standards established by the School of Medicine.
If you are enrolled in the SHP for your health insurance, you can view your medical benefits at a glance on the EHP website.
Additional information from the School of Medicine about student insurance benefits is available here.
Participants in the Student Health Program (SHP) (group #E00016) are covered by Caremark Prescription Services (group #W7569999). The program has a three-tier co-payment benefit (generic, preferred brand, and non-preferred brand). Details about the cost of prescriptions in each tier is available here.
If the prescribed drug is less than the copay, the member pays the lesser amount. No deductible applies to pharmacy benefits. Additional information about pharmacy benefits, including in-network pharmacies, are available on the EHP website. A cost saving mail order prescription program is available for the convenient purchase of maintenance prescriptions. Please Note: The prescription plan covers oral contraceptives.
Exclusions: Prescriptions are covered if written by a primary care physician or specialist with whom you have formally established care. Prescriptions written by an SHP subscriber for another covered person in the SHP will not be covered by the prescription program. Prescriptions are also not covered under the SHP if written by a blood relative or a family member living in the home. Some prescriptions require prior authorization by EHP before they can be covered.
All School of Medicine students must be covered under the group dental plan administered by CareFirst BlueCross BlueShield. This coverage is available to students, and to their children under age 19 who are enrolled in the Student Health Program medical insurance plan (as required by the Affordable Care Act). Dental coverage is not available to the spouse or same-sex domestic partner of the student. Detailed information about the student dental plan is available on the SOM website.
Students are allowed one annual (July 1-June 30) comprehensive routine eye examination/contact lens evaluation provided by the Wilmer Comprehensive Eye Service. Appointments can be made by contacting one of several locations shown below. When calling to make your appointment, please notify the person scheduling you that your examination will be covered by University Health Services. Your name and fee for the examination will then be placed on an account to be paid by the UHS Benefits Office. If for some reason you get a bill, please notify Mr. Darnell Williams immediately at 410-955-3872 or by email at firstname.lastname@example.org and submit the bill for resolution. Please note that the fee for the routine eye examination/contact lens evaluation is not paid by your Student Health Program (SHP) insurance and you should not contact or submit the bill to them. Eyeglasses or contact lenses are not covered by the SHP insurance or by UHS. However, the Wilmer Institute Comprehensive Eye Service provides a 25% discount off of the retail price of prescription eyewear, frames, lenses, and lens treatments; 25% discount off all non-prescription sunglasses; and 10% discount off a year’s supply of disposable or planned replacement contact lenses.
Dependent vision care: Routine eye examinations or contact lens fittings for dependents under the age of 20 are covered under the SHP. Please refer to the insurance summary of benefits for specifics of services and benefits allowed or contact a customer service representative from EHP's Student Health Program at 410-424-4450 for assistance.
The sites for the routine comprehensive eye examination/contact lens evaluations are:
- Johns Hopkins Hospital - 410-955-5080
- Greenspring Station - 410-583-2800
- Columbia – 410-910-2330
- White Marsh- 443-442-2020
- Bel Air- 410-399-8443
- Bethesda- 240-482-1100
Routine Immunizations: UHS offers routine, age-appropriate immunizations. Please note that the cost of immunizations is not covered by the health fee, but depends on your insurance coverage. Typically, the cost of these vaccines is covered in full if you have the Student Health Program (SHP). However, if you have health insurance other than SHP, please check with your insurance provider to determine your coverage.
Travel Immunizations: Travel immunizations are not covered by UHS or SHP. If you are are traveling abroad and need immunizations, please contact the Johns Hopkins Travel Health Program.