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COVID-19 Vaccine Update

Financial Aid Federal Direct Loans

All first time borrowers of Federal Direct Loans (Unsubsidized) must complete the following activities before funds are disbursed to your student billing account:

  1. Electronically sign a Direct Loan Master Promissory Note. Students who borrow from the Federal Direct Stafford Loan Programs are required to complete a Master Promissory Note. This is a one-time requirement for matriculation at the School of Medicine (Please note that NO ACTION IS NECESSARY for students that have previously borrowed Federal Direct Loans through The Johns Hopkins University School of Medicine). A first-time borrower is someone who has not previously received a Direct Unsubsidized Loan.  Promissory notes can be completed online. The site is available 24 hours a day, 7 days per week EXCEPT Sunday from 5:00 am -11:00 am (EST) and Monday from 12:01 am - 7:00 am (EST).
  2. Complete Entrance Counseling on the federal website

Your FSA ID is required to complete this process. If you do not have a valid FSA ID, you can create one at


The electronic procedure for completing the promissory note is as follows:

  1. Log on to the website with your FSA ID.
  2. Select the "Complete Direct Subsidized/Unsubsidized Loan Master Promissory Note (MPN)" option.
  3. Be sure to select JOHNS HOPKINS UNIVERSITY SCHOOL OF MEDICINE when asked to provide the name of your school.
  4. Follow the instructions.
  5. Remember to print a copy of the promissory note for your records.


It is important that you complete the process thoroughly and as soon as possible if you wish to receive your Federal Direct Student Loan.  Your loan will not disburse until all electronic documents are approved by JHU.  A delay in completing this process will delay payment to your account.  Once you have successfully e-signed the promissory note, the Financial Aid Office will automatically be notified of completion.

If you do not want to accept the Federal Direct Student Loan, want to make changes to the amount, or would prefer a paper promissory note instead of the online version, you must contact our office.

If you have questions or need additional assistance about the Federal Direct Loan Program, you may contact the Financial Aid Office at or the U.S. Department of Education’s Direct Loan Servicing Center at (800) 848-0979 or via the web at

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