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Ph.D. Candidates

All full-time Ph.D. candidates, their spouses, and dependent children must be covered by health insurance.  Students must enroll in the Student Health Program offered by the School of Medicine. Students may waive coverage for their spouses/same-sex domestic partners and children if they are covered by an alternative plan which meets minimum standards established by the School of Medicine.  Enrollment must take place within 30 days of registration.  Changes in enrollment can be made during the September open enrollment period or as a result of a qualified "life event" provided application is made within 30 days of the qualifying event. Foreign or travelers insurance is not accepted.

Summary of Benefits for Ph.D. Students

To view the minimum standards of alternative health insurance and complete the dependents waiver form for the Student Health Program, click here.

To view the cost of the Student Health Program, click here.

Qualified life events in your family or enrollment status can include:

  • Marriage
  • Birth or adoption of a child 
  • Start or loss of your spouse/same-sex domestic partner’s employment
  • Change in employment status (for you or your spouse/same-sex domestic partner) from part-time to full-time or from full-time to part-time 
  • Divorce or termination of same-sex domestic partnership 
  • Death of your spouse/same-sex domestic partner or other dependent 
  • Leave of absence or sabbatical for you or your spouse/same-sex domestic partner

All students are required to enroll in University Health Services (UHS) and pay the mandatory annual fee of $850 regardless of insurance participation. The UHS fee is paid by your program. Enrollment in University Health Services gives you unlimited access to adult primary care and adult mental health benefits at no additional fee. Spouses/same-sex domestic partners who are covered by the Student Health Program insurance may also access University Health Services at no additional fee.

Updated:  7/2019