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Summary of Costs & Benefits

TRICARE Prime Benefits

Cost for Active Duty Family Members

Cost for Retirees, Family Members and Survivors

Cost for Retirees and Family Members Enrolled in Medicare Part B
Enrollment Fee$0$260 individual8 $520 family8$0 (with proof of Part B enrollment)

Outpatient Services

Office visits$0$12$0
Maternity care (prenatal, postnatal)$0$0$0

Well-child care
(birth to age 6)

$0$0$0
Routine physical examinations$0$0$0
X-ray and lab tests1$0$0$0
Ambulatory surgery (same day)$0$25$0
Physical therapy (when medically necessary)$0$12$0
Cardiac Rehabilitation9$0$12$0

Inpatient Services

Hospitalization (semi-private room and board)$0$11 per day/$25 minimum
charge for admission
$0
Maternity care (prenatal, delivery, postnatal hospital and professional services)$0

$11 per day/$25 minimum
charge for admission

$0
Physician services$0$0$0
General nursing services$0$0$0
Diagnostic tests including lab and X-ray$0$0$0
Operating room, anesthesia and supplies$0$0$0
Medically necessary supplies and services$0$0$0
Physical therapy (when medically necessary)$0$0$0

Mental Health Services

Outpatient care individual (subject to medical review)2$0$25 per visit$0
Outpatient care group (subject to medical review)2$0$17 per visit$0
Partial hospitalization mental health (up to 60 days per fiscal year)$0$40 per day$0
Inpatient hospital psychiatric care (subject to medical review)3$0$40 per day$0

Substance Abuse Treatment

Outpatient care (individual)4$0$25 per visit$0
Outpatient group/family therapy$0$17 per visit$0
Inpatient services (up to 7 days for detoxification per year)5$0$40 per day$0
Inpatient rehabilitation (up to 21 days per year)5$0$40 per day$0

Other Services

Ambulance services (when medically necessary)$0$20 per occurrence$0
Dental Care - basic preventiveReduced feesReduced feesReduced fees
Durable medical equipment$020%$0
Emergency room services6 (including out of the area)$0$30$0
Routine eye examination (1 per year)$0$0$0
Family planning services$0$12$0
Radiation/chemotherapy office visits$0$12$0
Prescription drug co-pays7 (up to a 30 day supply)
(Rite Aid Retail)

$5 generic
$12 brand name
$25 Non-pref brand name

$5 generic
$12 brand name
$25 Non-pref brand name
$5 generic
$12 brand name
$25 Non-pref brand name
Prescription drug co-pays7 (up to a 90 day supply)
(Rite Aid Retail & Home Delivery)
$0 generic
$9 brand name
$25 Non-pref brand name
$0 generic
$9 brand name
$25 Non-pref brand name
$0 generic
$9 brand name
$25 Non-pref brand name
Skilled nursing facility care$0$11 per day/$25 minimum
charge per admission
$0
Home health care (part-time skilled nursing care)$0$12 per visit$0
Out of area (emergency services only)$0$30$0
Catastrophic cap$1,000 per enrollment yr.$3,000 per enrollment yr.$3,000 per enrollment yr.


Footnotes to chart:

  1. If lab services are provided on the same day as the office visit and a co-pay is collected for the visit, no additional co-pay will be collected. No co-pay will be collected when services are billed and provided as clinical preventive services. Exceptions: co-pay may be required for certain radiation oncology, vascular and pulmonary procedures and studies. Contact Customer Service for details.
  2. One hour of therapy, no more than two times per week, when medically necessary. Includes in-home services.
  3. With authorization, up to 30 days per enrollment year for adults (age 19+); up to 45 days per enrollment year for children under age 19; up to 150 days of residential treatment for children and adolescents.
  4. Exclusive of drug maintenance programs.
  5. Maximum of one rehabilitation program per year and three per lifetime. Detoxification and rehabilitation days count toward limit for mental health benefits.
  6. Unless you are admitted to the hospital, in which case only the inpatient co-payment applies.
  7. Prescription drug availability is limited to drugs prescribed by a Plan provider and covered as a Plan benefit. Availability of non-emergency prescriptions when out of the area is also limited. Over-the-counter medications and supplies are not covered. Retail vendor for prescriptions is Rite Aid Pharmacy.
  8. Medicare-eligible enrollees showing evidence of current Part B payment do not have to pay the enrollment fee.
  9. Outpatient treatment following the initial intake evaluation and testing is limited to a maximum of 36 sessions per cardiac event.

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