Student Billing Information

• Tuition and Fees
• Electronic Student Account Access, Billing Information & Payment Services
• Internet Student Information System (ISIS)
• Payment and Refund Policy
• International Medical Students (Non-US Citizens)

Tuition and Fees

Tuition covers all other normal charges and is payable in two equal installments:  one payable prior to the beginning of the academic year and one payable prior to beginning of the second half.  Fees for health insurance, microscopy/imaging and matriculation fees are assessed separately.

Academic Year 2008-2009

Tuition

Medical Student Full-time Tuition: $38,000
Master’s and PhD Student Full-time Tuition:  $36,100
Part-time Student Tuition:   $1,203.00 per credit hour

Fees

Dental Insurance Premium: 
All students are required to subscribe to the School of Medicine's student dental insurance plan.

Annual Coverage Level and Cost:
Individual: $168

Health Insurance Premium
All students, their spouses and dependent children must be covered by hospitalization insurance.  It is required that students subscribe through the School of Medicine group plan.  Spouses and children may be covered through the School of Medicine group plan or have equivalent coverage approved by the School of Medicine’s Office of the Registrar.

Annual Coverage Levels and Costs:
Individual: $2,652
Two-Party: $5,856
Family: $7,308

Late Payment Fee
A late payment fee may be imposed in connection with all tuition and fees due to the School of Medicine as follows: 

Tuition, microscopy/imaging and  matriculation fees are due and payable at the beginning of each term. The late charge will be 1½% per month of the unpaid balance, and will be added to each unpaid account on the first day of each billing cycle. 

For insurance and parking fees, the 1½% late charge will be assessed thirty days after the initial bill and on the monthly anniversary thereafter. 

When late payments result from delayed receipt of financial aid, for which timely application has been made, the late charge may be waived by the Associate Dean for Student Affairs.

All fees and charges must be paid in full for a student to be appointed for graduation.

Imaging Fee:  $200
This fee is assessed for imaging services to medical students during the 1^st semesters of the 1^st and 2^nd years of medical studies only.

Matriculation Fee:  $740
A one-time fee assessed during the first year for all new MD, Master’s and PhD students who did not matriculate from another school of the Johns Hopkins University.  It offsets costs associated with registration, record keeping, and graduation.

Returned Check Fee:  $25 each occurrence
This fee will be assessed to the student's account for any check returned due to insufficient funds.  A financial hold will also be placed on the student's account and he/she may be removed from courses until the matter is satisfied. Additionally, grades may be withheld and students may be prevented from registering for future courses until the payment is received in the form of cash, credit card, certified check or money order.

Student-in-Residence Fee:  $25
Student-in-residence is a category of full-time enrollment that recognizes the student who interrupts the usual sequence of study to do an additional year (or years) of research or clinical work at Johns Hopkins or another approved site. This status must be requested of and approved by the Associate Dean for Student Affairs.

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Electronic Student Account Access, Billing Information & Payment Services

General Information

The Johns Hopkins University (JHU) offers electronic access and bill presentment and payment of student accounts.  Bills may be viewed and printed at the ISIS web site (Internet Student Information System).  In order to gain access or to pay, the student’s Johns Hopkins Enterprise Directory Identifier (JHED ID) and password are required.  New School of Medicine (SOM) students will receive their JHED ID’s with their registration materials. 

After the initial login, students will be sent an e-mail notification (to their SOM e-mail account) stating when new bills are available for online viewing. 

Students may register authorized payers within the electronic bill presentment and payment system (ISIS).  Once registered, authorized payers will be able to log in at https://isis.jhu.edu/sswf/sbs/authorized payer/ to access the students’ bills using the login name and password established by their student.  Please note that authorized payers will have the same viewing and payment functionality as their student. 

Once logged into the electronic bill presentment and payment system, students can:

• view their bills
• pay their bills using their checking account or credit card (MasterCard, Visa, and Discover)
• download and print a copy of their bills
• view billing and payment history
• forward bills via e-mail
• establish authorized payers
• print receipts
  

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  Payment and Refund Policy

Medical students will not be admitted to classes until they have registered with the School of Medicine’s Office of the Registrar and arranged for payment of their tuition and fees with the School of Medicine’s Office of Financial Affairs.  Master’s and PhD students, who are not funded by their academic departments, are also required to arrange payment with the School of Medicine’s Office of Financial Affairs.

Payments are generally due within 30 days of the date of the initial billing of charges. Payments from students seeking to register may be applied against prior obligations to the University.  Please review your current bill to ascertain the due date. If your financial aid award is equal to or exceeds your total tuition and fees for any semester, you need not remit payment

Payment options include cash, check, or credit card (MasterCard, Visa, or Discover). Online payment by credit card or electronic check is also available. Employees of the University may be eligible to use JHU tuition remission and students whose parents are University employees may be eligible to receive tuition grant benefits.  Students sponsored by a third party payer should provide documentation to the Office of Financial Affairs related to the billing and payment procedures.  A late payment fee will be assessed for any payment received after the date of each bill.  For details, please refer to the late payment policy in the “Tuition and Fees” section.

Check Payments

Checks should be made payable to Johns Hopkins University and mailed to:

Johns Hopkins University
School of Medicine
P.O. Box 64235
Baltimore, MD 21264-4858
  

Credit Card Payments

Credit Card Payments

The University accepts three major credit cards: MasterCard, Visa, and Discover. A student who submits a credit card payment that is declined will be placed on financial hold and may be prevented from registering. Grades may also be withheld. 

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   JHU Tuition Remission

 Students who are eligible to participate in the JHU Tuition Remission Plan must provide the appropriate application and voucher, in lieu of payment, with their registration documents to the School of Medicine Office of the Registrar. Fees are not covered under the Tuition Remission Plan.  If the remission does not cover the entire cost of tuition, the student is required to pay the remaining balance. Original remission forms and any additional payment due from the student must be submitted by the payment due date. It is the student’s responsibility to understand and abide by the terms of the Tuition Remission Plan.

3^rd Party Payment

Students enrolled in the MD and PhD programs whose full tuition and fees are paid by sponsors (including NIH, military educational programs, other government branches, and private agencies) or JHU departments are not required to make payment. Outstanding balances that remain after considering the sponsored payment should be paid by the due date noted on the bill.

Students may also register authorized payers (including parents, other family members, friends, employers, sponsors, etc) at the ISIS web site.  Once registered, authorized payers will be able to log in at https://isis.jhu.edu/sswf/sbs/authorized payer/ to access the students’ bills using the login name and password established by their student.  Please note that authorized payers will have the same viewing and payment functionality as their student.

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   Web Payment

 Students can make payments via the web once they have obtained their Johns Hopkins Enterprise Directory Logon ID (JHED LID) and password. Payments can be made by credit card (MasterCard, Visa, or Discover) or by electronic check payment at the ISIS web site. Once payment has been made, receipts can be printed for the record keeping purposes.

Billing Information

Statements usually become available online at the ISIS web site on the second Thursday of each month. Notification will be sent to your JHU e-mail account. The official repository of JHU mail for students enrolled at the School of Medicine is the JHU e-mail account and it must be checked on a regular basis. 

SOM Student Refund Process

Credit balances on students’ accounts are processed expeditiously and in accordance with Department of Education guidelines.  All credit balances are refunded directly to the student unless official notice indicating otherwise is received from the student, the Office of Financial Aid or the Registrar. Credit balances resulting from the application of financial aid proceeds are not issued without the appropriate clearances from the Office of Financial Aid.

Overpayments made with credit cards are refunded to the credit card account from which the payment was debited. All other overpayments are refunded by check and mailed to the student's local home address unless instructions are received, from the student, to mail the check to a different address. 

Credit balances resulting from reductions or reversals of tuition and other educational expenses, including University housing, posted to the student's account and paid with financial aid proceeds are refunded to the appropriate aid program(s), if applicable:

• Federal Unsubsidized Stafford Loan Program

• Federal Subsidized Stafford Loan Program

• Federal Perkins Loan Program

• Institutional Loan Programs

• Military Scholarship Programs

• Maryland State Scholarship Programs

• Institutional Scholarship Programs

• Private Scholarship Programs

Credit balances that result after the aid programs are repaid are refunded to the student or their designee. The calculation of refunds due to sources other than the student may result in debit balances owed to the University or the student’s lenders. These balances are the responsibility of the student to settle.

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Tuition Refunds

Full time students are billed on a semester basis. A total refund of tuition payments will be made for a full time student withdrawing before completion of four weeks of a semester. Students withdrawing after completion of four weeks will receive a pro-rated refund up to 60 percent calculated from day one of the semester. Students withdrawing after completion of 60 percent of a semester will receive no refund of tuition.

The date of withdrawal will be calculated from the date the student’s written statement of withdrawal is submitted to the Office of the Associate Dean for Student Affairs. Exceptions to this policy must be approved by the Vice Dean for Education.

Part time students are billed on a per course basis. Students withdrawing after the start of a course will receive a pro-rated refund of up to 60 percent calculated from day one of the course.  Students withdrawing after completion of 60 percent of a course will receive no refund of tuition.

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 International Medical Students (Non-US Citizens)

 Students who are not U.S. citizens or do not have permanent residency are not eligible for financial aid from the Johns Hopkins University School of Medicine.  

Non-US students who are offered admission are, however, required to satisfy the School of Medicine’s foreign medical student financial requirement.  For the upcoming academic year (2008-09), the requirement is $252,000 USD.  This amount is non-negotiable and can be satisfied with cash or a non-negotiable, irrevocable Letter of Credit (LOC) in the name of the Johns Hopkins University.  Another option to satisfy this obligation is to remit a combination of cash and LOC.  At any rate, an acceptable arrangement is required by July 1st of the year the student plans to matriculate in order to secure the enrollment slot. Some flexibility is allowed provided good faith negotiations are occurring by July 1^st. 

If the decision is to deposit cash with the University into a foreign student escrow account, the funds will be invested in the University’s temporary investment pool.  The earnings are distributed quarterly and can be used as additional support for your educational and living expenses.  The current rate of return is 2.2%; however, it fluctuates regularly based upon internal and/or external economic factors.

Please note that these funds, although on account with the University, belong to the student. The student will be able to make withdrawals at any time provided funds are available and you have not exceeded the annual threshold (1/4 of the total initial deposit) in a given academic year. Accounting summaries (in Excel format) detailing all escrow account activity are provided quarterly and sent to the student’s University email account.  To withdraw funds, the Office of Financial Affairs requires the completion of a “Request for Disbursement” form which is available in the office.  Tuition and fee payments are processed electronically via the University’s Internet Student Information System – Student Billing System (ISIS-SBS).  Instructions for accessing your University student account via the internet are included with the student’s registration materials.  Withdrawals for personal and other living expenses are issued by checks payable to the student or their designated payee. Typically, checks are mailed from the University’s Accounts Payables Office directly to the student’s home or the address that the student designates within one week of the request. 

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