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The Summary of Benefits and Coverages (SBC) provides a general description of the benefits provided by the School of Medicine Student Health Program. SBCs are required by the Patient Protection and Affordable Care Act. The federal government developed the SBC form primarily to help those eligible for insurance compare the costs and benefits for different plans.
- Health Sciences Informatics Master's Candidates
- Medical and Biological Illustration Master's Candidates
- Medical Students
- Ph.D. Candidates
SHP Summary Plan Description (eff. 7/1/2014)
SPD Update (eff. 5/15/2015)
SHP Waiver Form, including minimum requirements for alternative coverage
Dental Insurance (M.D., Masters and Ph.D. candidates only)
All students must be covered under the School of Medicine group dental plan administered by CareFirst BlueCross BlueShield. This coverage is available only to students and their children under age 19 who are enrolled in the Student Health Program medical insurance plan as required by the Affordable Care Act. Dental coverage is not available to the spouse or same-sex domestic partner of the student. Rates are subject to annual change.
Disability Insurance (M.D. candidates only)
The School of Medicine provides a disability plan for all students enrolled as M.D. candidates. This coverage will provide benefits should a student develop a disability while enrolled as a student. This insurance is provided at no cost to the student.
Life Insurance (M.D. candidates only)
In January of the second year of the M.D. curriculum, the School of Medicine purchases a $100,000 term life insurance policy for each second year medical student. This policy remains in effect until the M.D. degree is awarded or until the student withdraws from the M.D. program. This insurance is provided at no cost to the student.