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Before your admission, we will ask you to provide your insurance information. We will also require payment for the part of your hospital service or physician bills not covered by your insurance plan. This may include co-payments, deductibles and /or co-insurance amounts. Keep in mind that while Johns Hopkins may be in network for your insurance plan for most services, each Johns Hopkins facility/affiliate may not be considered participating or “in network” for all services, like laboratory or radiology services. You may need to go to your insurance’s “preferred provider” for these services or pay out of pocket.
Depending on your insurance benefits, the amount collected at your visit may be based on estimated charges. Remember that you will be responsible for any balance due after your insurance has paid.
Charges associated with inpatient admissions as well as outpatient services are estimates based on previous services provided by a Johns Hopkins Medicine health care provider. The actual cost of care varies from one patient to another because all of our medical care is individualized to best meet your needs. Your admission or procedure may take more or less time than expected. And, your care could require more time for additional observation or other unplanned services.
We bill for the actual cost of medical care, which could include other fees and costs in addition to those stated in the original estimated amount. Hospital rates in the state of Maryland are regulated and can fluctuate, making the actual cost of care higher or lower than originally estimated. Estimates are based on current pricing at the time the estimate is provided. Your final bill will reflect the actual cost of care.
For the financial health of the hospital, it is our policy to collect all amounts owed before services are rendered. For non-emergency visits or admissions, your treatment may be denied or delayed if your financial obligation is not met before the service date. As noted elsewhere, we have payment plans to assist you in managing your health care expenses. Talk to us before you arrive so that your admission is easy and hassle-free.