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Medical Insurance After Retirement
Medigap plan now available
The Johns Hopkins Health System has made available a Medigap Plan that is underwritten by The Hartford Life & Accident Insurance Company, an A+ insurance carrier. The plan is administered by National Employee Benefit Companies (NEBCO). NEBCO assists thousands of retirees with their health benefits. The company is known for its excellent customer service standards.
The coverage is available to you and your eligible spouse at your own expense. Te be eligible for this plan, you must be age 65 or older, no longer working, and enrolled in Medicare Parts A and B.
Three plans are offered and one of the plans includes prescription drug benefits administered by IdealScripts, with no annual maximum, and a convenient mail-order service (Plan III only). The prescription drug plan is honored at approximately 53,000 participating pharmacies nationwide.
The plans work seamlessly with Medicare. Claims will be processed electronically so you do not have to file claim forms. Another advantage is that you will have a toll-free customer care number to call for any information you need about your benefits since NEBCO will be administering and servicing all aspects of your health plan.
- Prescription drug program – Plan III after deductible, $10 co-pay for generic retail; $15 co-pay for 90-day generic mail-order; 50% benefit for retail and mail-order brand-name (Plan I, Generic-only, discount on brand)
- Affordable premiums
- Covers Medicare Part A deductible (Plan III) and some coinsurance that Medicare does not
- Freedom to choose your own doctors and hospitals (No PPO network)
- No paperwork
- Dedicated retiree customer care specialists to assist you
Because this plan is administered by NEBCO, Johns Hopkins Health System’s Human Resources department is unable to assist with questions. Please direct all calls to NEBCO.
Contact NEBCO’s Customer Care Center at 888-883-3757, Monday – Friday, 8 a.m. – 6 p.m. (EST). Please let the customer care specialist know that you retired from the Johns Hopkins Health System. We are confident that you will be pleased with the benefits and with the service you will receive.
Additionally, Advantage MD – Johns Hopkins Medicine Medicare Plan is available. This plan provides benefits that go beyond Medicare and most Medicare Supplements combined, while still giving you the freedom to use the providers you want. Advantage MD includes prescription drug coverage and pays benefits for preventive dental, routine vision, and routing hearing care.
Talk with a Medicare Specialist at 1-888-408-0687 8:00 a.m. – 8:00 p.m. Monday through Friday. You can also visit Hopkins Medicare Advantage for additional information.